Services We Provide

Personal Loan

Sometimes your 'little needs' need a little help. At Gogia Leasing, our Personal Loans are designed to be as flexible as your requirements. We offer no-hassle finance at best in market rates. So, why put your dreams away? when our team can help you get finance conveniently!

Business Loan

Every business needs funds to grow. At Gogia Leasing, our Business finance is an excellent solution that applies to both short term (managing assets and existing liabilities) and long term (capital purchases and future investments) financial issues.. So, why compromise for less, when you can have more?

Home Loan

Whether it’s a new home or home renovation, at Gogia Leasing, we are here to help you with all your home loan requirements. Our easy to avail Home Loans are available at attractive interest rates. Go on, visualise how you will turn those four walls and a roof into that feeling called home!

Loan Against Property

Unpredictability in life means that requirements can often blindside you. In this context, it is imperative to consider an invaluable source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.

About Us

GOGIA is an initiative born out of sincere concerns over the practices of NBFC in the name of GOGIA LEASING LIMITED under the Companies Act, 1992. Ever since its inception, the company has nurtured trust as its most prominent value. In particular, the major objective was to ensure that the various maladies found in the sector such as lack of transparency in accounting and disclosure, high transaction cost, lack of diversification in products, increased rates of interest, coercive collection practices, etc. are sought to be eliminated by establishing a fair and transparent Investment Company. The Company operate with exemplary levels of transparency, and extend its outreach to directly or through Business correspondents and Business Facilitators.

Corporate overview

GOGIA Leasing Limited, was incorporated in 22nd October 1992 with the objective of leasing & loan activity.
The authorized share capital of the Company is ₹ 2,50,00,000/-- (Rupees Two crores fifty lacs only) divided into 25,00,000 Equity Share of ₹10/- (Rupees Ten) each. The present paid up capital of the company is ₹ 249.08 Lacs, with the Net Worth of ₹185 Crores (approx.).
The company is in existence for more that 20 years now.
GOGIA was formed with an objective to carry on business of investment in shares & Securities etc. and obtained registration with RBI as a Non-Banking Financial Company (NBFC) vide certificate No. COR No.14.00488 on March’ 1998 our CIN -U74899DL1992PLC050733.

Our Commitments

The financial inclusion has been defined as the provision of affordable financial services to those who have been left unattended or under-attended by formal agencies of the financial system. These financial services include payments and remittance facilities, loans etc. The non-bank entities / NBFCs do have space to partner banks in the financial inclusion initiatives. While the new banks that are being envisaged would definitely give fillip to the country’s financial inclusion initiatives, juxtaposing the humungous task of complete financial inclusion against it also brings to focus the need for exploring alternative ways to achieve the goal. The More Committee has observed that each of the channels, be they large National Banks, regional cooperative banks, or Non-Banking Financial Companies (NBFCs) have a great deal of continuing value to add by focusing on its own differentiated capabilities and accomplish the national goals of financial inclusion by partnering with others that bring complementary capabilities to bear on the problem.
The NBFC segment is a catalyst to the economic development of the country. The RBI is constantly striving to bring necessary changes in the NBFC regulatory space to proactively provide regulatory support to the segment and also to ensure financial stability in the long run. The latest changes in 2014 has further strengthen the robustness of the NBFC sector and allow them to operate in an enabling regulatory environment.

  • Acquisition of NPAs through Banks/ FIs

    The Company take part in the competitive Bidding process convened by Banks/FIs, in order to take over the NPAs offered by Banks/FIs.
  • Due-Diligence of Assets

    Banks/FIs enable due-diligence of documents (loan/ security documents entered into by the banks/ FIs with borrower and other details pertaining to the borrower available with the bank/FI) relating to financial assets offered for sale.
  • Setting up asset-specific Trusts:

    Banks/FIs assign the financial assets of the borrowers to trusts set up by Gogia through an assignment agreement.
  • Issuance of SRs:

    Purchase consideration for assignment of the financial assets is paid by the trusts to selling banks/FIs from the proceeds of the issue of SRs to QIBs.
  • Management of Trust & resolution of assets therein:

    GOGIA as trustee undertakes the asset reconstruction by implementing resolution empowerments as provided under SARFAESI Act and RBI Guidelines and realizes monies from the financial assets held in trusts
  • Ways of Recovery:

    GOGIA in its role acts as a stress fund manager to resolve the stressed businesses by looking at management quality, industry viability and quality of the assets, and formulates a resolution approach based on following strategies:
  • Restructuring:

    This process involves rescheduling of payments of borrowers, recapitalization of the business by roping in investors and generating interest in the market for providing working capital, by converting debt into equity and/or by inducting a professional management into the existing business.
  • Settlement:

    GOGIA also tries to negotiate with the borrower for a reasonable settlement by asking the borrowers to make staggered payments or bullet payments.
  • Liquidation of Assets:

    As an exhaustive recovery measure, GOGIA may recover money by selling off Assets mortgaged by the borrowers. GOGIA conducts thorough due diligence and valuation of the assets and follows a transparent procedure for sale of assets through auction by inviting bids from multiple bidders.
  • VIDIT GARG

    Qualified MBA from UK University, young and dynamic who looks after the company’s growth, besides involved in major decisions of the group.

    Vidit Garg has a dedicated approach to achieve high performance, the maximum team work and to deliver a constant growth for the company.

    As a Director, he is also responsible for GOGIA’s day-to-day business growth as well as its total achievements. Apart from that, he handles and supervises the external matters of GOGIA which involves challenging tasks like building partnerships with other companies, making broader business alliances and finalizing the business policies of the company.

    In terms of education, he holds Masters Degree in Global Business Management from the Regent’s University, London. He has shown his proficiency in the diversification of different business portfolios under the umbrella brand of the company and has led his major contribution to the company. He embodies the core principles of trust and simultaneous hard work of the group to accomplish his set targets. His plan is to take GOGIA to a stature that has erstwhile been impossible to imagine.

  • Mr. Hemant (Director)

    Mr. Hemant is a Finance graduate from the University of Delhi with over 18 years of extensive experience in Accounts and Finance. He possesses deep expertise in managing financial operations, accounting systems, and compliance functions, with a strong specialization in the finance.

    Over the course of his professional career, Mr. Hemant has successfully handled end-to-end finance and accounts management, including financial planning, reporting, internal controls and operational finance functions. Mr. Hemant was appointed as Director of M/s Gogia Leasing Limited in 2024 and actively involved in overseeing the company’s financial and operational functions and is diligently discharging his roles and responsibilities with professionalism and commitment Mr. Hemant is responsible for providing strategic direction and ensuring the organization operates in compliance with regulatory guidelines and financial standards. The role involves overseeing business growth, risk management, lending operations, and corporate governance practices. He works closely to drive profitability, maintain asset quality and strengthen stakeholder relationships. Mr. Hemant also ensures adherence to RBI regulations, ethical business practices, and internal control systems. With strong leadership and financial expertise, he contributes to the sustainable growth and long-term vision of the NBFC.



    Ms. Arpita Agarwal (Independent Director)

    Ms. Arpita Agarwal is a member of the Institute of Company Secretaries of India, having experience at a leading law firm, and specializes in various practice areas. She Brings with her a wealth of experience and professional expertise which shall be of significant value of the company.



    Mr. Rajat Kasliwal (Independent Director)

    Mr. Rajat Kasliwal is a member of the Institute of Company Secretaries of India having experience Mergers & Acquisitions, Private Equity, Corporate Governance. He has hands-on experience in financial structuring, investment advisory, fundraising (debt and equity), valuation analysis, and transaction structuring, enabling clients to optimize capital efficiency and achieve strategic financial objectives. He Brings with him a wealth of experience and professional expertise which shall be of significant value of the company.



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Customer Grievances Mechanism

Level - 1
Customer Executive
Contact No: +91-9711000419
Email Id: info@gogialeasing.com
(If the issue is not resolved within 15 days, we request you to kindly escalate it to Level-2).

Level - 2
Nodal Officer
Contact No: +91-9711000423
Email Id: cfo@gogialeasing.com

Level - 3
RBI OMBUDSMAN
CMS Portal: cms.rbi.org.in
Helpline No.: 14440
Email Id: crpc@rbi.org.in